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College Planning Specialists TV Interview with Dan Evertsz

Dan Evertsz owner of BayCollegePlanners.com has the answers to the difficult questions parents and students face when considering the choices and expenses of a college education: “How do we find the money for college?” The following is an introduction to Dan and his Bay Area College Specialists consulting business in the form of a television interview on the Northern California Comcast show “Reference Point” with host Dave Korcharhook.

If you are having trouble qualifying for student aid, finding funding for an education, or if you are in need of consultation about these expenses please consider Dan Evertsz your go-to source for action:


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Filed under: AP Courses, Admissions, Applications, Bay Area, California Colleges, Campus Lifestyle, Career Search, Classes, College Financing, College Planning, College Workshops, Consultants, Graduate School, Graduation, Hiring, Internships, Junior College, Major, Out of State Tuition, Parental Guidance, Public Service, Recruitment, Scholarship, Students, Tuition, Universities , , , , , , , , , , , , , , , , , , ,

Free San Francisco Bay Area College Planning Workshops

the-college-pros

Bay Area College Planning Workshops will help you to learn about the many issues College financial aid funding can typically present to a family. We will present useful information which can assist in safeguarding your families future. Our San Francisco Bay Area College Planning  Workshops will teach your family about:

CLICK HERE FOR FREE COLLEGE PLANNING WORKSHOPS

  •  Tax Scholarships: What are they?
  •  Ways to get Thousands of Free dollars from the Colleges of your choice.
  •  How to keep on top of college admissions, FAFSA and scholarships.
  •  How some families have reduced their out of pocket college expenses by thousands.
  •  How some middle and or upper-middle class families send their kids to college for free.
  •  How to double or even triple your eligibility for Financial Aid.
  •  How to pick colleges that give the best Financial Aid packages. 
  •  Unlocking the unknown – How to win at the College funding game.
  •  The 5 myths concerning College funding.
  •  How to help your student find direction in the College search process.

CLICK HERE FOR FREE COLLEGE PLANNING WORKSHOPS

December 2009 Workshops
 
Alameda Free Library Workshop
1550 Oak Street,
Alameda, CA 94501
Date: Tues Dec 8th
Time: 6:30pm-8pm
 
Redwood Christian High School Workshop
1000 Paseo Grande, 
San Lorenzo, CA 94580
Date: Tues Dec 8th
Time: 7pm-8:15pm
 
Webinar: “Learn the Insider Secrets to Get Free Financial Aid for College!”
Click on the link to register: https://www2.gotomeeting.com/register/734644299
Date: Wed Dec 9th
Time: 6:30pm-8pm PST
 
Moraga Library Workshop
1500 St. Mary’s Road,
Moraga, CA 94556
Date: Sat Dec 12th
Time: 11am-12pm

Find out about the many more College funding secrets many Colleges hope you will never discover.  

 - Prior registration required for all workshops and teleseminars -

CLICK HERE FOR FREE COLLEGE PLANNING WORKSHOPS

 


Filed under: AP Courses, Admissions, Applications, Banks, Bay Area, California Colleges, Campus Lifestyle, Career Path, Career Search, Classes, College Financing, College Planning, College Workshops, Consultants, Graduate School, Graduation, High School, Home Schooling, Internships, Junior College, Law Schools, Major, Med School, Nursing, Out of State Tuition, Parental Guidance, Public Service, Recruitment, Refinance, Scholarship, Students, Tax Credits, Tuition, Universities, athletics, ncaa, single parent families , , , , , , , , , , , , , ,

Stretch Your Horizons With Study Abroad In Italy

By Anne Harvester

If you are a college student, you know that it can be tough finding a job once the-college-pros13you have completed your degree program. It helps to have additional experience that you can list on your resume. One excellent way to add to the education portion of your resume is with a study abroad program, where you might choose to study abroad in Italy. Italy is just one of many wonderful European countries where you can study for a summer, semester or year, as well as take part in research projects, which will not only earn you credits that you can apply to your college degree but will also give you experiences that will help to make your resume stand out from the rest.

You might wonder how you could finance such a trip. You will want to check in with your college’s financial aid office to see if financial aid that you receive can be applied toward a Italy study abroad program. Often times, this is the case.

You will then want to go online and look at several programs based in Italy. Study abroad programs vary as to time of year available, as well as classes available, so you will want to see what is offered that will apply to your degree program at home. 

Programs vary, so it pays to check on all of the details before you sign up for any study abroad in Italy programs. Some programs are offered for English-speaking students, and this may make your transition to Italian study easier. Determining where you will stay while you study abroad in Italy is also important. Many times, accommodations are available on campus or nearby in apartments.

Least you think all of your time will be spent in the classroom, think again. You will have many opportunities in between studies to explore Italy. Study abroad programs often offer excursions off campus that allow you to see many of the sights for which this country is famous. Take a guided tour of the architecture of the famous cities, or enjoy a wine tasting and eat regional specialties while you are in this beautiful country.

One of the best aspects of study abroad in Italy programs is the multicultural nature of the setting. You will meet students and teachers from around the world, get to know them, and learn about other cultures. This is a valuable asset for resume building when you return home.

About the author:

Anne is director, student services and study abroad in Italy, for EuroLearn. Their Italy study abroad program led to her experience growing in these studies.

Filed under: Admissions, Campus Lifestyle, Career Path, Classes, College Financing, College Planning, Internships, Out of State Tuition, Parental Guidance, Public Service, Students, Summer school, Tuition, Universities , , , , , , , , , , , , , , , , , , , ,

UPromise College Savings Credit card Program

Upromise, Inc. is an American corporation launched in April 2001. 

upromise1Upromise is the largest private source of college funding contributions in the United States. To date, Upromise and its partners have contributed $450 million to their members’ Upromise college savings accounts

Members receive contributions when making everyday purchases of products and services at more than 21,000 grocery and drug stores, 14,000 gas stations, 8,000 restaurant, as well as thousands of retail stores, and more than 600 online shopping sites. Upromise partners include CVS/pharmacy, Citicorp, ExxonMobil Corporation, Bed Bath & Beyond, McDonalds, JCPenney, LandsEnd, Sears, iTunes, and hundreds of others. In addition Upromise college savings rewards can be used to help pay down eligible student loans. Upromise is headquartered in Newton, Massachusetts and has more than 350 employees.

Upromise provides marketing services and incentives to establish brand loyalty in college students and their families on “everyday” credit card purchases.

Sign Up Now

Filed under: Banks, Branding, College Financing, Out of State Tuition, Public Service, Rewards programs, Students, Tax Credits, Tuition, Universities , , , , , , , , , , , ,

Five College Recruiting Steps for the High School Senior Athlete

By Laurie Richter

College recruiting activities for senior year for every student athlete will be focused primarily on applications, visits, and financial aid. But what else you do will depend on the-college-pros4how much recruiting attention you have received. If you now have a group of schools that you’re interested in and that are expressing interest back, you can move on to the next set of activities.

But if you don’t, you will need to cycle back to the steps mentioned in my articles about junior year and tactics for contacting coaches. The majority of Division I scholarship spots are filled at this point even if the letters of intent haven’t actually been signed. Despite this, there are plenty of schools that will still need athletes to fill their rosters in partial and non-scholarship spots.

Here are five steps that need to happen during the first part of senior year:

1. Get your college applications in, the earlier the better. 

Make sure you know the application deadlines as there are some variations but the majority of applications need to be in by January 15 or February 1. You shouldn’t wait this long if you can avoid it. Many schools offer rolling admissions which means that applications are considered as they are received, and once the spots are gone, they’re gone. As an athlete with a competition season coming up, it’s great to know where you’re going sooner rather than later.

You also need to decide if you want to pursue early admissions at your top school. This will be most relevant if you don’t have a scholarship offer and you’re applying to very selective schools where early admissions may increase your chances of getting in. Also, at the Division III schools where there are no athletic scholarships and therefore no commitments, early admissions might make sense for another reason: if a coach is pursuing two athletes for a spot and one gets in via early admissions, they may stop pursuing the other one.

2. Make official and unofficial visits to any schools you’re considering but haven’t seen yet.

Official visits are paid for by Division I and Division II schools. You can take a total of 5. Unofficial visits are paid for by the student athlete and you can take as many as you want. Most Division III visits are unofficial. Do not make a decision about a school without visiting it. Liking a coach is not a good enough reason if you know nothing else about the school and keep in mind that if you sign a letter of intent and the coach that you are so fond of leaves, you are still committed to playing at that school.

These visits should all be done by the late fall if possible although this will be tough if you’re participating in a fall sport. Try to go when the team is not in season so both the coaches and players will have more time to spend with you, and you may be able to informally scrimmage with them.

Bring your parents or another responsible adult with you if possible. You will be starry eyed during these visits, you need someone else to help keep it in perspective for you.

3. Take care of the financial aid application process.

If you plan on applying for need-based financial aid (and most people do), make sure you get the Free Application for Federal Student Aid (FAFSA) form filled out and submitted on time. This will help schools figure out how much your family can contribute and how much aid you will need.

You should also check the websites of your top schools and see what kinds of merit based scholarships you can apply for. Many of these require additional applications with essays and letters of reference and they have varying deadlines. If you have decent grades and test scores, you can finance a lot of your education through these kinds of scholarships . There may also be lots of scholarships available through your local community. Check with your high school counselor as they usually have lots of information about local scholarships.

4. Here are a few things to do if you don’t have the kind of interest and offers you were hoping for.

E-mail or call coaches at schools you’re applying to. Let them know how much you’re interested, that you are applying, and that you’d like to be able to walk on. If they still have a need for someone in your position, they will let you know and you may get an 11th hour offer if they see your profile and like what they see. If they’re already full, they may agree to have you try out as a walk-on. It’s unlikely that you’ll get a scholarship that first year but you may end up being able to play where you want to.

Check for showcase types of events. Some sports have unsigned senior competitions so that coaches who still have needs can see who is still available.

Ask your high school coach and athletic director to help. They may have some contacts that know about openings that you wouldn’t know about.

5. Breathe easy and enjoy the rest of your senior year.

Once you’ve taken care of the applications, the financial aid, and the visits, you’ve done what you can. With a little luck and some good planning, you’ll have this all out of the way so you can enjoy your senior sports season without it hanging over your head. Making the final decision is a topic for another article. Hopefully, you’ll have some choices to decide between.

About the author:

I am the author of Put Me In, Coach: A Parent’s Guide to Winning  the Game of College Recruiting. Find it at http://www.RightFitPress.com, or http://www.putmeincoachbook.com. I successfully navigated recruiting with my son. The book is for athletes who want to take charge of their own recruiting.

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Filed under: Admissions, Applications, California Colleges, Campus Lifestyle, College Financing, College Planning, College Workshops, Consultants, High School, Home Schooling, Out of State Tuition, Recruitment, Scholarship, Students, Universities, athletics, ncaa, single parent families , , , , , , , ,

Stimulus tax break to ease College Costs

Families with college students could benefit from a new tax break passed with the federalthe-college-pros6economic stimulus package signed this week by President Barack Obama.

The massive funding measure includes a provision to more than double the current college tuition tax break to $2,500 per student per year.

Officials are hoping the tax break provision will help alleviate the costs of sending students through higher education, as well as some of the debt students face after graduation.

Nationwide, private, four-year college tuition rose 6.3 percent last year while public four-year school tuition rose 6.6 percent, according to figures from the College Board. In Ohio, about 67 percent of students graduating faced an average debt of about $22,000, ranking the state No. 14 nationally for the amount of debt, according to the Institute for College Access and Success.

 

The new tax credit:

• Can be used for more than one student in the household;

• Is partially refundable, meaning that families with incomes too low to owe federal income taxes can still claim a partial benefit;

• Has income limits that are slightly higher than current law, reaching zero at $90,000 for singles (up from $80,000 previously) and $180,000 for married couples (up from $160,000 previously).

Filed under: Admissions, Applications, Banks, Bay Area, California Colleges, Campus Lifestyle, Career Path, College Financing, College Planning, College Workshops, Consultants, Home Schooling, Out of State Tuition, Scholarship, Students, Tax Credits, Tuition, Universities , , , , , , ,

College Planning Checklist #1: 5 Steps To Organizing Your College and Financial Search

Bay College Planners provides the most unique and powerful method of paying for a college education available to families and students today. By repositioning your family assets, BCP helps families to qualify for the millions of dollars of financial aid that goes unclaimed every year.

A major part of this service is to set up a process, action plan, and procedures in order to help students identify the best university for them.

The following are the first 5 Action Plan steps provided by Bay College Planners:

1. Personalized Student Interview: This interview is private and outlines the students choices of major and careers, college selections, and admissions and career tips. This service often goes beyond what a student’s Guidance Counselor should be providing.

2. “Best Fit” College Search: again utilizing the information of general interests provided by each student, BCP will provide a list of colleges that fit the student’s criteria.

3. Career Search: Bay College Planners perform a career search including education requirements for a particular career, description of the career path, and starting salary estimates. Career search information is based on the students interests; access to research information is provided online through the Discover program housing this information.

4. College Admissions Application Boot Camp: this allows students access to discussions of admissions requirements, admissions essay writing, selecting the “right” college, how to fill out the different types of admissions applications correctly the first time, and a action plan on “what students should be doing now” to get ready for college.

5. College Planning Checklist: this is a easy to follow organizer containing essential deadlines, up-coming events, and timelines describing what Bay College Planners will be doing for you the parent and the student and when each step will take place.

For a free consultation please contact Dan Evertsz at Bay College Planners 510. 686.7979 or bayareacollegeplanner@yahoo.com

Filed under: AP Courses, Admissions, Applications, Banks, Campus Lifestyle, Career Path, Career Search, Classes, College Financing, Consultants, Graduate School, Graduation, Hiring, Internships, Junior College, Major, Out of State Tuition, Parental Guidance, Recruitment, Scholarship, Students, Tuition, Universities , , , , , , , , , , ,

Andrew Cuomo’s “Code of Conduct” Plan: The Best Attempt To Stop “Predatory Lending” In the Student Loan Industry

If you are a parent of a college bound student or a student trying to finance your education on your own, you owe it to yourself to throughly investigate Andrew Cuomo’s campaign to expose and indict the student lending industry. This information could save you thousands of dollars and millions of headaches!

In June of 2008, Attorney General Andrew Cuomo of New York outlined and implemented a Code of Conduct plan for the 6 largest student loan lenders. Cuomo’s characterization of Student Loan lending institutions as purveyors of “predatory lending” practices is the most accurate and hard hitting characterizations of the industry by a politician yet.

Cuomo’s plan includes the following 7 provisions:

1. Ban on Financial Ties. Lenders are prohibited from giving anything of value to any college in exchange for any advantage sought by the lender. This severs any inappropriate financial arrangements between lenders and schools and specifically prohibits “revenue sharing” arrangements.

2. Ban on Payments for Preferred Lender Status. Lenders may not pay or give colleges any financial benefits whatsoever to get on a college’s preferred lender list.

3. Gift and Trip Prohibition. Lenders are prohibited from giving college employees anything of more than nominal value. This includes a prohibition on trips for financial aid officers and other college officials paid for by lenders.

4. Advisory Board Rules. Lenders are prohibited from paying college employees anything of value for serving on the advisory boards of the lenders.

5. Call-Center and Staffing Prohibition. Lenders must ensure that employees of lenders never identify themselves to students as employees of colleges. No employee of a lender may ever work in or providing staffing assistance to a college financial aid office.

6. Disclosure of Range of Rates and Defaults. Lenders must disclose to any requesting school the range of rates they charge to students at the school, the number of borrowers at each rate at the school, and the lender’s historic default rate at the school. This will ensure that schools will have the information they need to select preferred lenders who are best for students and their families.

7. Loan Resale Disclosure. Lenders shall fully and prominently disclose to students and their parents any agreements they have to sell loans to any other lender.

Look at these provisions carefully. Would you want to collaborate or become a customer of an organization that is being reprimanded for provisions 2 and 3. Essentially these are rules against kickbacks. Does it not make sense to search for an alternative to the stratospheric, exorbitant costs of college tuition loans?

What would you rather have as your plan to finance a student’s education:

High interest rate and long term loans that create financial unrest for your family for years or a financial plan that allows you to take advantage of the millions of dollars of government financial aid that goes untapped every year?

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Filed under: Admissions, Banks, College Financing, Consultants, Graduation, Major, Med School, Out of State Tuition, Parental Guidance, Public Service, Recruitment, Refinance, Scandal, Scholarship, Students, Tuition, Universities , , , , , , , , , , , ,

 

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