Bay College Planning Specialists

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How Would You Fix the Economy?

Over the weekend I read this article from the St. Petersburg Times Sunday Newspaper . The Business Section’s question to the public was

“How Would You Fix the  Economy?”

The following was, by far, the BEST idea submitted.

Dear Mr. President,
Patriotic retirement:

There are about 40 million people over 50 in the work force – Pay them  
$1 million apiece severance with the following stipulations:

1.They retire immediately. Forty million job openings – Unemployment  fixed.

2.They buy NEW American cars. Forty million cars ordered -Auto Industry fixed. 

3.They either buy a house or pay off their mortgage – Housing Crisis  fixed. 

It can’t get any easier than that!

P.S. If more money is needed, have all members in Congress and their  
constituents pay their taxes…

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Filed under: Banks, Branding, Consultants, Social Networking, Uncategorized, , , , , , , , ,

Students Find Your Purpose-Career With Inner Architect’s “How To Build The Life you Were Designed To Live”: Contest, Book, Video Series

Author and Founder of inner architect, Susan Hanshaw, is producing a how-to video series: “Becoming an inner architect” as chronicled in her article New Book, New Video Series, New You: inner architect’s 3 Value Propositions.” The series will support her new book “inner architect: How to Build The Life You Were Designed to Live.” In addition, inner architect is providing the following value propositions:

1. Weekly Video Series: Susan will provide steps, tools, tips, and strategies to help you learn how to acknowledge your career dissatisfaction through awareness, identify your passions, and change your life with purposeful intended results.
2. Free Copy of Chapter 1 : “Cultivating your Mind to Consider Change” of her upcoming book “inner architect: How to Build The Life You Were Designed to Live.”

3. Be An inner architect “Apprentice Contest”: Now you have the chance to voice your opinion, share your stories of change, and inspire others. Participate by ordering your free copy of Chapter 1 and write to us describing your experience(s).

The three best critiques or stories of change that “Cultivating Your Mind to Consider Change” inspires will receive a free copy of “inner architect: How to Build The Life You Were Designed to Live” and a $50 Nordstrom gift certificate!

Take advantage and participate in the fun by emailing your free request for Chapter 1 “Cultivating Your Mind to Consider Change” to dean@innerarchitect.com


Filed under: Admissions, AP Courses, Applications, Career Path, Career Search, Graduate School, Graduation, Hiring, Internships, Parental Guidance, Recruitment, Students, Tuition, Uncategorized, Universities, , , , , , , , , , , ,

Bay College Planners: Reposition Your Family’s Future, Fund Your Child’s College Education

In today’s world of financing for a college education, the awesome and frightening reality for many students and parents are the lack of solid tuition financing alternatives. The main method of paying for an education., outside full athletic scholarships or parents who can afford to pay without discomfort, are student loans through finance companies bent on creating an interest rate windfall–to your detriment.

In step with the high interest rates and never ending loan pay off dates is the fact that college tuitions are simply a rip off. There is very little competition or what analysts call downward pressure on college tuition pricing.

In a good example of this problem, Paul Streitz’s article “The Great American College Tuition Rip Off” outlines how parents and students push for higher education at the best colleges. This demand is manipulated by those colleges that receive the highest rankings from the US News and World Reports. US News and World Reports rankings have long been a respected measuring stick to parents and students helping them identify the best institutions.

Streitz posits that without tuition price competition from equally rated universities, and with demand escalating, universities will continue to raise tuitions.

These cost increases are not caused by spiraling administration costs, professor salaries, or any cost of doing business factors. Instead the true explanation is simple: universities can and do raise tuition fee because students and parents are willing to pay the costs without question.

How do students receive academic scholarships when their parents economic standing disqualifies them from aid? And how do parents whose main assets are in property and whose income is just enough to keep their household afloat help pay for their student’s educations? Is it possible to “requalify” these families in such a way as to make them eligible for financial aid after all? The answer to the last question is a resounding YES!

Right now is the right time to look for alternatives to the traditional loan rip offs. Now is the time to investigate and engage with a new method to pay for college. Now is the time to contact College Planning Specialists.

College Planning Specialists provides a number of valuable services which in whole bring a new alternative to the traditional problem of qualifying for financial aid. The professionals at CPS Dan Evertsz and Gerna Benz provide expert analysis and an action plan that helps non qualifying (financial aid) families qualify under aid guidelines.

CPS’s Service Checklist is comprised of 24 action steps when implemented have a positive effect on qualifying a family for the millions of dollars, that go unused each year, of financial aid available. The first step is to outline a complete financial overview and analysis of a family’s assets as they relate to college as well as their budget. Analysis of the family budget, taxes, retirement and other areas of financial management gives a clear picture as to the best steps to take.

During this analysis, CPS will calculate the family’s Estimated Family Contribution (EFC). This form is a way to calculate how much a family must pay outside of the financial aid package that they qualify to receive. It is CPS job to help families understand this process, do the calculations for the family, and most valuable-provide a plan/and or recommendations to reduce the Estimated Family Contribution.

Why worry about the EFC when most families do not qualify for financial aid due to their economic standing? In many many cases Dan and Gerna have been able to find avenues for families to qualify for financial aid. Almost all of these families never thought they would qualify, never knew where to go to investigate these alternatives, and have nothing to lose by going through the College Planning Specialists consultations.

For more information please contact this blog or stay tuned for the Part 2 in my series: Stop Servitude to Banks. . .

Filed under: Banks, College Financing, Scandal, Scholarship, Students, Tuition, Uncategorized, Universities, , , , , , , , , , , , ,

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